If you have just filed your bankruptcy, that creditor must stop all collection activity. If your bankruptcy case has been discharged, and the debt has been eliminated, then that creditor can no longer try to collect the debt.
If someone tries to collect a debt after you file bankruptcy, you should immediately contact that person to let them know you have filed and, if available, provide them with your case number. If the creditor continues to harass you, your bankruptcy lawyer can file a motion with the bankruptcy court to report the creditor’s harassment and asking the court to reopen your case to address the harassment. The creditor can be penalized by the court and forced to pay fines for this kind of harassment.
To learn more about whether or not Chapter 7 bankruptcy or Chapter 13 bankruptcy is your best option, schedule your free, confidential bankruptcy consultation with a Colorado bankruptcy attorney today. Our online scheduling system allows you to schedule bankruptcy consultation at a time that is convenient for you.