If you’re like most people who come to me who are dealing with the stress and anxiety of an overwhelming financial situation, your first instinct may be to keep it to yourself. You may feel that since you got yourself into your predicament, it’s up to you to get yourself out of it.
One of the last things I tell people who come in for a free consultation who haven’t decided if bankruptcy is their best option is to talk to people about their situation.
I urge them to seek out someone they trust and in whom they can confide. Below are some of the people you should consider talking to if you’re dealing with financial problems.
Friends Over one million people file bankruptcy every year. There’s a good chance that you know someone who has been through it. Even if you don’t know someone who has filed bankruptcy, you know someone who has dealt with financial problems. Talking with someone who dealt with the same problems as you can relieve your sense of isolation and failure.
Family Members It’s important to talk with someone you trust, and for many people no one holds a higher place of trust than their family.
Spouse Probably no one besides you is struggling more than your spouse during this period. It’s important to communicate with your spouse while you deal with your financial stress. Talking through your plan with her or him will prevent any misunderstandings and relieve any additional and unnecessary stress.
Religious Counselor Many struggling with financial problems are also suffering crises of faith. You should turn to the same person you would turn to in times of illness or other emotional turmoil. For many, it is the person they seek religious guidance from.
Bankruptcy Attorney This one obviously seems self-serving, but if you’re scouring the Internet looking for information on debt relief, you owe it to yourself to talk to a professional who can give you straight answers about the bankruptcy process. The Internet is full of misinformation on bankruptcy. An attorney can give you a better sense of what the risks and benefits of filing could be.
If you are feeling overwhelmed by your financial condition, we hope you’ll come in for a free, consultation with an experienced attorney to see if bankruptcy may be a good option. You can schedule an appointment by calling 303.331.3403 or by using our online scheduling system.