If you are considering bankruptcy and strapped for cash, you should be careful about using your credit cards to get cash advances. The Bankruptcy Code will not allow you to discharge cash advances that, when combined, total more than $875.00 that are taken out within 70 days of filing your bankruptcy petition.
Section 523(a)(2)(C) of the Bankruptcy Code provides:
cash advances aggregating more than $875 that are extensions of consumer credit under an open end credit plan obtained by an individual debtor on or within 70 days before the order for relief under this title, are presumed to be nondischargeable
If you find yourself in this position, consider other sources of funds, such as a loan from a family member.