Before you make the decision of whether or not file bankruptcy, particularly Chapter 7 bankruptcy, you should know that you may not be able to get rid of all of your debts. If you file for the sole reason to get rid of those kinds of debts, after your case is closed you may be…Read more
Twelve Types Of Debts Chapter 13 Bankruptcy Won’t Eliminate
Before you decide to file bankruptcy, you should know that there are some kinds of debt that bankruptcy simply won’t eliminate. If you file without first educating yourself, you could be left in the same, or worse, situation as before you filed. While Chapter 13 bankruptcy will get rid of more types of debts than…Read more
How Much Will I Have To Repay My Creditors In A Chapter 13 Bankruptcy?
If you’re considering personal bankruptcy to give you relief from your financial stress, you should know that individuals generally file Chapter 7 or Chapter 13 bankruptcy. Chapter 7 is typically used by people whose income is below the median income for their household size. Chapter 13, on the other hand, is used by people whose…Read more
Can I Get Rid Of Restitution That Was Ordered When I Was A Juvenile?
One thing you should know if you’re thinking about filing bankruptcy to eliminate your debts is that bankruptcy can’t get rid of all kinds of debts. For example, one type of debt that cannot be eliminated is court restitution. Restitution typically arises after someone has been arrested and a criminal court imposes as punishment, although…Read more
How To Use A Secured Credit Card After Bankruptcy
As a bankruptcy attorney, I try to avoid seeing my clients’ problems through a single lens. Although many of them come to me in crisis, trying to manage their lives with overwhelming debt, I also try to get them to focus on the future and to think about how to re-establish their credit and improve…Read more
How Will Bankruptcy Affect My Credit Score?
One of the biggest fears my clients have is that bankruptcy will ruin their credit, and that they’ll never be able to get credit again. This fear has to be in the top three misconceptions that people have about bankruptcy. While filing bankruptcy will definitely affect your short-term ability to get credit at good interest…Read more
How To Avoid Bankruptcy: Hire A Personal Financial Coach
As as a bankruptcy lawyer, I also consider myself a counselor at law. What this means is that I believe my first responsibility to my clients, or potential clients, is to give sound and competent advice that I believe is in their best interest. Sometimes that means I won’t make any money. The fact is,…Read more
Can I Use The Colorado Homestead Exemption For An Adjacent Parcel Of Vacant Land?
If you’re considering filing bankruptcy in Colorado, or anywhere else for that matter, it’s important to understand that only a certain amount of real estate or personal property is protected when you file. If you own any unprotected property when you file, the bankruptcy trustee could force you to turn it over and distribute the…Read more
What Happens If I Can’t File Chapter 13 Bankruptcy?
When people come in to talk to me during their free consultation, one question I get from time to time is whether the bankruptcy court will allow them to file bankruptcy. To me the question isn’t whether they can file bankruptcy, but which chapter under the bankruptcy code can they file. One of the main…Read more
Can I Change My Mind About Keeping My House After I File Chapter 13 Bankruptcy?
One of the benefits of Chapter 13 bankruptcy is that it allows you to reorganize your debts. That means that if you have gotten behind on your mortgage, you can get caught up over the course of your three to five year Chapter 13 payment plan. Chapter 13 will also allow you to convert a…Read more
- « Previous Page
- 1
- …
- 13
- 14
- 15
- 16
- 17
- …
- 71
- Next Page »