At least a few times a month, I’ll get calls from people that go something like this: They filed bankruptcy several years ago. They’re now trying to sell or refinance their home. The title company has discovered a judgment lien that has to be eliminated before the refinancing or sale. Once the homeowner discovers the…Read more

One of the greatest concerns that my clients have about the bankruptcy process is whether or not they’ll be able to keep their car. For most people, the answer is yes. In fact, in the hundreds of cases that I have handled, I have yet to have a client who had to involuntarily surrender their…Read more

Although there are strict rules when it comes to collecting a debt, you can’t always rely on debt collectors to follow them. Unfortunately, there are debt collectors out there who will take advantage of your confusion and anxiety about dealing with them and are more than happy to accept your payment for a debt that…Read more