If you’re like many of my clients, the decision to file bankruptcy has been one that you have been trying to put off. Although you’ve been struggling with your bills, you’ve been making ends meet and keeping debt collectors away. Again, if you’re like many of my clients, one of the ways you’ve been able…Read more
What is a Hardship Discharge in Bankruptcy?
Under Chapter 13 of the bankruptcy code, a debtor will make payments into a plan that pays some or all of her debts, and which is based on her income at the time the plan is confirmed by the bankruptcy court. The question that often arises from my clients is, “what happens if I can…Read more
Why Should I File Chapter 7 Instead of Chapter 13 Bankruptcy?
Under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005, bankruptcy attorneys must inform their clients of the different bankruptcy “chapters” , i.e. Chapter 7, Chapter 13, etc. Of course, I do that in my initial consultation. Before the end of the consultation, I usually have a good idea of whether or not…Read more
Why Should I File Bankruptcy Before I Get Sued By A Debt Collector?
Why You Should File Bankruptcy Before You Get Sued By A Debt Collector Many times, when a prospective client comes into the office for a bankruptcy consultation, they are unsure of whether or not they should file bankruptcy. Or, if they do want to file, they aren’t sure when they should file. One of the…Read more
What If My Spouse Doesn’t Want To File Bankruptcy With Me?
Filing Bankruptcy Without Your Spouse In Colorado? What if my spouse doesn’t want to file bankruptcy with me? Over the years, I’ve gotten this question a lot. Oftentimes, it involves a newly married couple. They’ve come together to share everything, but one spouse may be burdened with overwhelming debt, and neither of them wants to…Read more
Why Should I Choose Chapter 13 Instead of Chapter 7 Bankruptcy?
Why Should I Choose Chapter 13 Instead of Chapter 7 Bankruptcy? There are many reasons why someone should choose Chapter 13 instead of Chapter 7 bankruptcy. During your first meeting with your bankruptcy attorney, we will go over all of the relief available to you under the Bankruptcy Code. This will involve talking about the…Read more
Will Bankruptcy Help Me Get My Driver’s License Back?
In some cases, filing bankruptcy can help you get your driver’s license reinstated. If you have had your driver’s license taken away because someone got a judgment against you for a tort you committed while you were driving, bankruptcy can, in some cases, discharge that judgment. Keep in mind, however, that bankruptcy will not discharge…Read more
What Happens If I Forget To List A Creditor On My Bankruptcy Petition?
One thing that sometimes keeps people from moving forward with filing bankruptcy – and getting their financial life back on track – is that they don’t have a list of all of their creditors or their addresses. They’re concerned that the original creditor sold the debt to a debt collector and that they’ll never…Read more
What You Need to Know About “Bankruptcy Foreclosure” or “Mortgage Rescue Scams”
The United States Trustee has this press release on its website: Are you having trouble making your home mortgage payments? Are you facing foreclosure on your home? Get all the facts before you pay someone to help you work out your mortgage problems. “Bankruptcy foreclosure scams” or “mortgage rescue scams” target people whose home mortgages…Read more
Will My Spouse Lose Her Half of Our Tax Refund if She Doesn’t File Bankruptcy with Me?
Married clients filing bankruptcy present reason for a greater level of attention to bankruptcy attorneys, especially when only one spouse is filing. Bankruptcy attorneys and pro se filers must carefully survey marital assets and liabilities to ensure that everything is appropriately accounted for. All earned income is included in the bankruptcy estate. Depending on the…Read more
- « Previous Page
- 1
- …
- 63
- 64
- 65
- 66
- 67
- …
- 71
- Next Page »