Deciding To File Bankruptcy Alone Or With Your Husband Or Wife
Can I file for bankruptcy without my spouse? While many spouses file together, there is no legal requirement that you do so. We recommend that spouses file together when they have taken on a significant amount of debt together.
If only one spouse has taken on the majority of the debt, then couples may want to consider only the spouse with the debt filing bankruptcy. A filing by one spouse should have no effect on the other spouse’s credit rating. This can give you some peace of mind that your spouse can still work toward their financial goals while you get back on track.
Spouses can file alone, but filing together will save time and filing fees and attorneys’ fees.
Of course, if there are any joint debts and only one spouse files, the creditor will come after the non-filing spouse.
Find Out Whether You Should File Bankruptcy Together At A Free Consultation
To learn more about whether or not you should consider filing bankruptcy alone or with your husband or wife, we hope you’ll come in for a free, confidential bankruptcy consultation with an experienced Colorado bankruptcy attorney today. You can schedule an appointment by using our online scheduling system or calling 303.331.3403.
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